A free cash-flow check from Carlisle CFO

See your cash runway before the bank account forces the conversation.

Enter your bank balance and monthly cash in / out. Get a clean 12-month view of your runway, lowest projected balance, and risk month.

Live forecast that updates as you type
3, 6 or 12-month horizon · per-month detail
What-if scenarios · Print or export to CSV

Cash runway view

Forecast your bank balance over 3, 6, or 12 months ahead.

1Enter your numbers below
2Add one-time events (optional)
3See your forecast on the right →

More detail Use Advanced to split expense categories, or Vary by month to override individual months.

Your numbers

Time horizon

Bank balance at start of —

Monthly cash in avg

Monthly cash out avg

Monthly cash in avg

Payroll $

Rent / facilities $

Marketing / sales $

Taxes / debt $

Owner draw / other $

Total monthly cash out $0

Per-month mode active

Your monthly averages are paused. Each month is edited individually in the table below. Scroll down to ↓ Per-month inputs.

What-if scenarios

A separate stress-test layer. Reads your numbers above as the baseline and applies a % overlay just for the forecast. Your sidebar values and per-month edits are never changed. Slide back to 0% to switch the scenario off.

Revenue change %

Expense change %

One-time events

Tax payments, equipment, refunds, retainers. Add as many as you need across any months.

No events. Click "+ Add" to model an upcoming inflow or outflow.

Live · auto-calculated from your inputs

—

months of runway

Standard reserve: 6 months

Awaiting inputs

Critical

< 3 months

Caution

3–6 months

Healthy

6+ months

Projected bank balance

12 months

Balance Risk floor Event

Monthly net flow (cash in − cash out, incl. events)

Positive Negative

Ending cash$0

Lowest balance$0

Risk month—

Monthly net$0

Awaiting inputs.

Enter your starting cash and monthly numbers to see your runway.

Month-by-month projection · output

Month	Cash in	Cash out	Event	Net	Ending

Carlisle CFO · Cash Flow Check Tiers: Critical <3 mo · Caution 3–6 mo · Healthy 6+ mo